Representative Example:

Total Credit
Amount
£1000
Weekly
Payments
£35.90
Fixed Interest
Rate
120%
Total Amount
Payable
£2800
Duration

18 months
TCC Charges
(total cost of credit)
£1800
Representative
APR
442.66%
Monthly Interest Rate
10%
Sign Up
Fee
FREE!
Our representative APR IS 442.66%. Loans secured on your vehicle. YOUR VEHICLE MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS

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THE CONSUMER CREDIT TRADE ASSOCIATION (‘THE ASSOCIATION’) AND THIS CODE

1.1 The Association represents finance houses, retailers, building societies, credit-brokers, professional firms, debt collection companies and others acting in providing credit, hire and leasing facilities and ancillary services to consumers and businesses.

1.2 This Code is specific to those members who engage in the use of Bills of Sale for Consumer Lending regulated under the Consumer Credit Act 1974 (‘the Act’) (as amended from time to time).

1.3 The purpose of this Code is to ensure compliance by members with the minimum standards set by the Association, as specified in this Code.

1.4 The Association and its members shall publicise the existence of this Code and where appropriate provide details of the Complaints Procedure.

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Representative Example:

Total Credit
Amount
£1000
Weekly
Payments
£35.90
Fixed Interest
Rate
120%
Total Amount
Payable
£2800
Duration

18 months
TCC Charges
(total cost of credit)
£1800
Representative
APR
442.66%
Monthly Interest Rate
10%
Sign Up
Fee
FREE!
Our representative APR IS 442.66%. Loans secured on your vehicle. YOUR VEHICLE MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS